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Introduction:

I knew I had a debt to pay; I just didn't know how fun it would be to pay it back.
The next few days passed, and everything returned to normal; the girls did not return until near the end of the week, mainly because the weather was clouding over, and it looked as if the days of summer were ending. It is not an unusual experience in the UK. However, the sun decided to show itself again, and the pool had its usual visitors, if not a few more groups scattered around. I just got on with my job, but I found Helen once she had a moment alone.

Helen looked amazing. Her hair was long, the makeup applied carefully, and her tanned and toned body always drew me in. I hoped she would be available again, but I knew I had to play it cool.

"Helen," I said, "You look amazing." I drew closer to her to reassure her that what I was about to say was between her and me so she could feel my presence. She was smiling and glad to see me. "And I will never forget how good you made me feel the other day."

"I can't stop thinking about it, and I didn't think it would feel so good the first time", she said

"We clicked; we both wanted it; I know I wanted you for a while," I told her.

She looked down, her face flushed, and bit her bottom lip. I wasn't sure if she was doing it for effect or if it was a real reaction. Either way, it had the effect. I put my hand on her side; she looked up, still embarrassed but smiling, her eyes revealing mixed emotions.

"You probably think I'm a silly little girl now," she said

"No, not at all; I think you are a sexy and beautiful girl, and I hope we have some fun again."

"We sure will," she told me, her eyes sparkling with anticipation, "but I can't today; the parents decided we have to have a family afternoon." I couldn't help but wonder what our next encounter would be like.

"Whenever you want, just call by. I am always ready for you, Helen."

She laughed at that point, gave me a quick peck on the cheek, and took off. Then I noticed one end of the pool had a view of our encounter. Emily and Lucie were sitting with each other. It hit me, and then I owed Emily a debt.

They were both sitting on recliners; Emily wore an oversized black short-sleeved shirt and short jeans. Her young, pale legs looked perfect; her feet were bare, and her skater shoes were by the side of the recliner. Her glasses were shaded, and her long light brown hair showed signs of sun bleaching. Lucie, meanwhile, was in a blue and white checked summer dress and white pumps that were perfect with her blonde hair and blue eyes. Based on the light and how thin the material of her dress was, I could tell she was not wearing a bra, as Lucie's breasts were very well developed for a tiny girl. Both girls were very different; Emily, the tomboy, and Lucie, the innocent girl, both were on the cusp of womanhood but still enjoying their innocence.

Before I had the chance to speak, Lucie looked straight at me.

"Are you going to cream me today?" she asked with a cheeky smile. She may have looked innocent, but she knew how to choose a corny double entendre.

Emily laughed. "Can't take you anywhere" she said

"He disappointed me last week, and I was left unsatisfied after watching him do the other girls." She paused and continued, with deliberate effect, "Especially Helen."

Lucie knew something, but she wasn't elaborating.

"Ok, I will cream you", I told Lucie, "but only if Em wants me to; she did ask the other day but didn't hang around."

"That was all Helen; she wanted you to do her and her friends."

"Oh, he did, Helen, alright," Lucie said; now it was apparent what she knew, but again, she didn't explain anything, and how did she know?

I continued talking to Emily to avoid paying too much attention to Lucie's words. "And you were there, so I owe you."

"You don't have to," she said, although there was a hopeful tone to her voice.

"I do; if I let down Lucie again, there will be hell to pay," I said, looking at her.

"Well if you do us as you did Helen we will be VERY happy" she replied.

I knew what she was telling me; I doubted Emily did. A part of me told me I could walk away. But there were two cute girls here, and one of them was sending obvious signals out. I decided to go where the moment took me, even if it was with two barely fifteen-year-old girls.

They had their lotion, "Who wants creaming first?" I said, keeping up with Lucie's game.

"Do Em first", Lucie said, "she did ask first."

Em only exposed her legs, arms, neck and face, so I started with her arms. I took my time applying the sun cream as sensually as possible, especially as I applied it to her neck, standing behind her, rubbing it in, and going underneath her shirt, just enough to excite her. I leaned closer to her and whispered.

"That's nice."

"It so really is", she whispered back.

"I was thinking of how I was enjoying it, but I am glad you are too."

"Oh my," she said, her voice edging in the register.

I moved around to the front and sat on the edge of the recliner. I caressed up her left leg; she shivered with pleasure under my touch and sighed out, "Oh, that's so nice", loud enough to elicit a stifled giggle from Lucie, who had noticed something Emily hadn't. As I reached Emily's inner thigh, I stopped.

"Oops, I was so carried away I forgot the sun cream; start again."

Her eyes were wide as she watched me caress my hand down her leg; she never said a word, and as my hand let go, she locked her eyes on me and mouthed, "Yes". I applied the sun cream this time and covered both legs, taking it at a steady pace and keeping it sensual; I reached up to the top of her thigh and leaned close to her, my hand slipping and resting against her crotch, applying pressure.

"Oh, my bad" I said, but left my hand where it was

"Nothing bad at all", she panted.

I released her, sat up straight and said, "I am glad I could be of service."

"Do me, Do me now." Lucie might have been a little too loud; she even looked around, hoping people didn't look over at us.

I moved over to her, leaving Emily to what looked like contended thoughts and put a liberal amount of sun cream on my hands. I did her shoulders and arms first, slowly building it up. Although she started a little over-excited, she calmed down but became aroused at the same time; her breathing was heavy, and she was flushed. Her desire put her in the state as much as what I was doing. I then sat by her side and had a thought; I looked around. Fortunately, the pool was busy, and the girls had chosen the quiet, shaded section. No one was looking at us. Lucie was small enough to push right to the back of the recliner so I could straddle over it and face her; I made sure to have cream on my hands and ran them up her legs under her skirt and over her stomach. She was wearing panties, but soon, I brushed past her bare breasts. As I drew my hands back, I had to massage in with what little sun cream I had left, a blatant sexual move that I knew she would be happy with. Her little moan told me I had thought correctly. I removed my hands from her dress, applied some more and covered her legs, leaving her with a memory of my touch.

"All done," I said

She had that wounded puppy look on her face that tiny girls can pull off. Although she looked charming, it reminded me of her age.

"I have work to do, and I can't get fired; if I am, I can't live here."

"Well, get to work then!"

"If you're still here at lunch, I'll feed you", I said. "You up for that, Em"

"Yeah, sure thing!" she said excitedly.

When I returned, I thought they would forget about it, so I was surprised to see them standing by the path near my apartment. I smiled as I took both of them in. Almost on cue, Emily reacted bashfully and looked down at her shoes, whereas Lucie took the other route of standing out and covering her nerves.

"About time, we thought you'd never return," she said with humour.

I brazenly walked between them, one arm going around Lucie, and pulled her close. She didn't resist, and she had a beaming smile.

"No way would I miss this," I told them. "The two prettiest girls want to have lunch with me; I'm spoilt."

As I said this, I looked between them and used my free hand to gently lift Emily's chin, finishing with "spoilt" as I looked into her eyes. In return, I got the broadest smile.

I let them both into my apartment and followed them in. Lucie went straight to the bathroom at the back, and I went into the small kitchen area. Emily stayed close. I was taking things out of cupboards, getting the coffee going and acting as if everything was normal when Lucie bounced back in and sat on the kitchen stool. She raised her legs and pushed her dress down so that when her legs splayed out, she didn't show anything. It didn't stop her from looking at me with a cheeky smile; she even winked. As I watched this, Emily wrapped her arms around my waist.

"So, what do you want?" I asked, keeping my cool

"I want you" Emily paused, pushing herself to say what was in her mind. "I want you to hold me, kiss me, strip me and take me."

I kissed her then, holding he close to me as I did; at first, it was just lip-to-lip, but soon our tongues met, and my hand slid down and squeezed her ass through her jean shorts. She moaned into my mouth through the kiss. She wasn't experienced at all; just let me take the lead. I pushed her back, and we collided with the fridge, but she kept up with the kiss by that point. I broke from her mouth and kissed around her neck, nibbled her earlobes and then went back for another kiss. She was breathing heavily, obviously aroused, and didn't say anything as my hands caressed her belly and sides under her shirt.

"I'll hold you, kiss you strip you, and fuck you." She trembled and whimpered at my words as I kissed her again. I realised then that Lucie had stayed quiet. I broke from kissing Emily and looked at Lucie.

"And you?"

Lucie stayed quiet; I gave her a questioning look. She beckoned me to her with a finger, a cheeky smile on her face. I walked to her, leaving Emily in the kitchen. Lucie had me lean in, and she whispered.

"I want you to fuck me the way you fucked Helen."

I lifted her from the chair and had her stand. I held a hand out for Emily, who joined us, and pulled both close. I kissed Lucie, and she returned it hungrily; it surprised me as I was sure she was inexperienced like her friend. She surprised me even more, as when I switched from her and kissed Emily again, Lucie dropped to her knees and pulled down my shorts. I wasn't wearing underwear, so my hard cock sprang out to greet her. Instead of reacting as I expected, she took it in one hand, which began to stroke and followed up with taking the head into her mouth, and began blowing me. It was my turn to moan into a kiss.

"Take it slower; don't get me off straight away" Lucie did as she was asked and slowed her efforts, using one hand to cup my balls, the other to steady my cock, and gently using her mouth and tongue to keep me at a very nice level of arousal. Damn, this girl was full of surprises.

I decided to focus my attention on Emily; as I kissed her, I unbuttoned her shirt; she was horny and had no intention of resisting me; once it was loose, I pushed it off and was greeted by a perfect pair of creamy white breasts. They were larger than I expected but stood perfectly against her body. I pinched a nipple with my right hand, and she moaned out in excitement. I kissed over her breasts, all the while moaning myself as tiny Lucie devoured my cock. I was still able to loosen Emily's shorts and push them down; she wriggled out of them; she was now standing in only her panties; rather than take them off, I took a hand and slid it down under them to find a perfectly smooth pussy. With two fingers, I rubbed her pussy; she was already moist,

"Oh wow", she fell into me, and I could feel her trembling through a mixture of excitement and a little trepidation. She had been carried this far by lust, and although eager on the one hand, the reality of the situation sank in. She looked up at me, her eyes wide. I took my free hand and stroked her hair, kissed her forehead and lips and whispered.

"Just relax and enjoy" I kissed her on her lips again and smiled at her. "You are gorgeous; I want you to feel amazing." I continued to rub her pussy gently and kiss her breasts, and soon, she was soaking her panties and moaning loudly. This prompted Lucie to stop and look up.

"I want that," she said

"You will just wait your turn," I told her. I guided Emily to the sofa as I was kissing her, and once we were close enough, I pushed her down onto it. She fell back along its length, and I knelt on the edge, lifted her slightly and slipped off her panties.

"You wanted me to kiss you, I have; you wanted me to strip you, I did, and now I will take you." It was corny, but it worked on the barely fifteen-year-old tomboy. Creamy white flawless skin, so soft to the touch, and experiencing what it felt like to be sexually excited by the hands of a man for the first time. I licked around her pussy and inner thighs, teasing her; it had the right effect; she was breathing heavily. I could hear Lucie behind me.

"oh my god, you're gonna fuck her."

Instead, I closed my mouth over Emily's pussy and devoured her pussy; between sucking on her clit, probing deep into her vagina with my tongue and licking along the crack, I drove up her state of excitement. She was moaning loudly now; I got onto the sofa and pushed the back down, giving us more room, I was now straddling her, and she looked up at my long stiff cock, her eyes widened.

"Yes," she said. "Take me, fuck me."

I pulled her up and let my cock run along her pussy; she was now on her knees facing me, but upright her bare pussy resting on the length of my cock; I let her back down slowly, her legs apart; I positioned myself and slowly sank my cock into her. Damn, she was tight; I moaned out as I entered her, and she moaned in response.

"Oh, it's happening."

I continued into her. My face was now inches from her, and my entire length was inside her; it felt so good in there. I hoped she was as excited as I thought.

"Of course it is", I said. "You are gorgeous," I said, "Now, let's get you fucked"

I thrust into her, building up a rhythm; I knelt up and took a thumb and massaged her clit; I was doing my best to give this young girl a mind-blowing orgasm. She responded immediately, just moaning and saying, "Yes, harder, more," and then just gave in to it. I love it when girls are loud. All the while, I was telling her she had a fantastic body, how her pussy made my cock ache, and how lovely her breasts were, following up by getting close and nibbling on her nipples and taking the breasts into my mouth. I noticed then she was breathing quicker and quicker, and there was a surprised "oh, oh", and then her body arched and trembled as she came. My cock was strained so much I was going to pull out at that point, but as she came down from her orgasm, they locked around me.

"Cum over me", she demanded, "fuck me and cum over me; I want you to cum for me!"

Damn, who was I to say no? This cute tomboy girl next door had become a horny little thing and demanded attention. It didn't take much longer; I felt myself going over the edge and calling out on time.

"Em, I'm going to cum", and she released her legs, letting me pull out of her tight bare pussy and empty myself over her breasts and stomach. I lowered myself next to her and pulled her close. I knew she would need reassurance after play. Yes, she wanted a fuck, but she wanted to know I was attracted to her too. I mean, I'll be honest, she was lovely, it was hot; who wouldn't get hot fucking a young teenage virgin. Especially when she said

"That's never happened before; I want to feel that again."

Well, that made me feel good; she'd never even made herself cum.

"You most definitely will," I said. "Because I hope to be doing this with you often,"

She liked that, smiling and pulling me into her. I kissed her, and then she said

"We can't let Lucie miss out; I'll just lie here happy that I got what I wanted, you."

I gave her another kiss, smiled, turned, and found Lucie on the stool, her legs swinging. She had stayed dressed, and I wondered if watching us had turned her one. I stood before her, ran my hand through her hair, and looked into her eyes.

"You look so hot in that dress. I have wanted to take it off since I saw you earlier."

I rested my hands on her knees and caressed her inner thighs with both hands. As I leaned down, she looked up and moved towards me as we met and kissed. As we did, my hands reached the top of her thighs, and I discovered another bare pussy; at some point, she had lost her panties. I rubbed over it with a thumb; she was very wet.

"You're hot," she said in a register slightly higher than her normal one; she squirmed a little as she felt my thumb brush over her pussy. "Wow, you're touching me", she said in a shy, girly voice.

"That's a change from the eager spinner who took my cock in her mouth".

She chuckled and smiled a girlish smile. "But you like me tiny and cute like this, huh?" I nodded; the act was waking me up. I could feel my cock growing already.

"Good, I still want you to fuck me like you fucked Helen" She saw my questioning look, and she chuckled again. "I followed you the other day, saw you from that window."

I looked back to the window she meant and realised that anyone could see the both of us, and based on how I had moved the sofa down, a naked, and it seemed somewhat sleepy, Emily. Lucie went quiet when I lifted her dress; she raised her arms to make it easier. She was naked except for her white pumps. She stood up, then pushed me back and opened her arms, presenting her body to me. Her skin was flawless; her blonde hair tumbled in perfect curls down the side of her face. He breasts were large and almost perfectly rounded, her areolas pink, and her nipples were beginning to harden as I looked over her. Her tiny frame still had curves. I so wanted to open her legs and devour her hairless pussy.

"And?" I was surprised at how brave she could be and yet be inexperienced.

"You are gorgeous, and I am going to enjoy that body of yours." I stood closer and picked her up. She was so tiny that I barely noticed. I carried her into my bedroom.

"What about the chair..." She said

"I am going to have what I want first" I laid her on the bed and ran my hands all over her body; I followed soon after with my mouth, planting kisses, licking her armpits, licking around her ears, sucking on each of those lovely breasts especially on those nipples, making them harder. I stayed with her breasts for a little while until I heard her moaning out and keening; it was almost a little squeal at times. Eventually, I licked over her stomach and down to her pussy. I lifted her legs and pushed them back; I just stared at her tiny bare pussy, flush and ready for me. I breathed in her scent as I closed my mouth around her pussy and began to eat her out, this young girl who had turned 15 only a week ago. Now that I was enjoying my second 15-year-old pussy, I had to admit; they tasted very nice. After probing her vagina with my tongue, I concentrated on her clit, and she just cried out and followed it with moans for every breath; she was already cumming; she didn't push me away as I continued, so I repositioned myself so I could slip two fingers into her whilst I continued sucking her clit. She shuddered as my fingers penetrated her virginal pussy, and cried out as I sucked on her clit. It wasn't long until the second orgasm hit her, and I decided I would carry on, but this time, moving so it was just my fingers penetrating her. I lifted her up and held her, my fingers fucking her deep and faster; I kissed around her neck and then cheeks, and she came for a third time, her head collapsing on my shoulder. I let her calm down, then removed my fingers and gently kissed her cheeks, mouth, forehead, and nose. But I turned her to face away from me and bent her over, spreading out her legs; I licked from her pussy and then up her asshole. I kept swapping between them, and soon she was moaning again, and this time, she said

"Rest, please" she keened.

I lay on my side beside her and drew her close, our legs linking up, allowing me easy access to her tiny pussy if I wanted it. However, I kissed her, allowing her to return to her senses. All the while telling her how soft and perfect her skin was, and how sexy she was, and that my cock was hard for her. Her tiny hand stroked it, and her eyes shone with anticipation.

"I want you inside me." she said, "fuck me."

I moved close and brushed my cock over her tiny pussy; she shivered at my touch; I moved her leg slightly and positioned myself at the entrance of her flushed and ready pussy, then looking into her eyes and holding my hand against her cheek I slipped my cock into her, and moaned at the feel of it.

"That feels so good, Lucie; what a beautiful pussy you have"

She cried out and laughed at the same time. I held her close and pushed in deep, and then kissing her, I got into a steady rhythm. I wanted her to be comfortable and excited, and I knew I had to control myself. Her pussy felt so tight and so wet I knew I had to do my best not to cum early.

"Oh yes, oh yes, oh yes", she was so turned on that eventually she just went to yelping out at each thrust. I kept talking through it, telling her how hot she was, that she was a great fuck, as it just got her hotter and hotter for me. It was also turning me on, as she was so into this already.

I rolled onto my back and said, "Use my cock, honey." she leant forward and rode me slowly at first and then speeding up as she took control of her pleasure, her breasts now at a place I could suck and kiss. I would change from her breasts to her neck and lips, and still saying.

"That's it fuck me, take it deep and hard", and she did exactly as she was told.

Here I was with this tiny slip of a teenager bouncing up and down my dick and moaning in pleasure, and when catching her breath, "Oh fuck, so good, wow," and she worked herself up so much she gripped hold of my shoulders and just calmly said "oh my" and let out a cry of ecstasy, fell onto me trembling. I held onto her leaving my cock buried in her pussy, and only gliding it in and out slowly whilst feeling her contractions run through her body. I sat up and moved us off the bed when she calmed down. I carried her back into the front room; Emily was now alert and watching us.

"Wow, everyone must have heard her cum!" she said

I sat Lucie on the stool she had been so wanting to be fucked in and pushed her legs back, and started to thrust into her again.

"I am gonna cum for you now, Lucie," I told her.

I drove my cock deep inside her. Now she could see it buried in her. She couldn't keep her eyes off it, and that, plus me telling her how good this was, started her off again. The girl was lucky, it seemed, as I'd never known another to cum so easily. The fact that she was getting off again sent me over the edge; I couldn't hold it, and as she came, sprayed my cum over her stomach and breasts. It was electric. I lost the ability to speak straight and just moaned my pleasure as I bathed her in my cum.

"Lucie, wow, that was good," I told her once I returned to my senses. "I hope we will do that a lot from now on."

"We will", she panted,

I took her hand and Emily's and led them to the bedroom. We fell on the bed, the girls on either side of me. They cuddled into me, and I kissed them on their heads.

"I am a fortunate man indeed," I said,

We fell asleep then, for I don't know how long. We woke as the light dimmed, and the girls showered and dressed. Emily caught me alone first and hugged me.

"That was amazing; I have never felt so good!" She said, "You will do...?"

I put my finger on her lips. "Yes, whenever you want me to. You were wonderful, and the best thing is it gets better the more we do it."

Lucie joined us and "You won't forget me?"

"Not at all, "I told her. "Ok, we will make a deal."

The girls waited.

"You don't compete over me; you have me equally."

"In that case," Lucie said, "next time we have a proper threesome."

Emily laughed nervously and headed out of my apartment; Lucie went to follow but slowed down and lingered. She turned to me as we neared the door, leaned in, and whispered.

"And if I am really lucky, I will get to taste Emily's pussy, and you can watch".

With that, she left me standing in my apartment.
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